BSI Sankalpa

BSI programme policies

BSI Sankalpa · Programme terms, privacy and refunds

Programme terms

BSI Sankalpa costs ₹19,999 plus 18% GST, once for 90 consecutive days from verified payment. Total payable: ₹23,598.82 including GST. One challenge, unlimited worksheet edits and six completed AI plan versions. Failed AI generations do not count. No automatic renewal.

Personal reviews included in Sankalpa

Two scheduled video reviews with Venkat: 30 minutes after two full weeks of implementing your confirmed V7 plan, and 20 minutes on your Day-90 outcome. The two weeks start with implementation of the confirmed plan, not payment. Record an action log and one complete weekly review after each week, at least seven days apart. Booking opens only when the confirmed plan, 14-day implementation period, action log and two weekly reviews are recorded. A request is followed by scheduling a mutually available appointment. One follow-up clarification after each review is included, with a combined limit of 10 minutes across both follow-ups, additional to the two reviews. Ongoing consultations and personal WhatsApp coaching are not included in Sankalpa.

BSI Sarathi is step two and cannot be joined directly. Complete all seven stages and the full 90-day paid BSI Sankalpa programme before applying. Sarathi costs ₹75,000 plus GST for a separate 90-day programme, subject to Venkat’s acceptance, with continued BSI practice, six scheduled 60-minute video consultations. Separately, WhatsApp guidance is included for one designated contact: send up to two grouped sets of related questions per week. This limit applies only to WhatsApp, not to the consultations, with replies within one business day Monday–Friday. Arrange participation with Customer Care.

After expiry, saved work remains available to download. BSI Abhyasa continues the same challenge for ₹4,999 plus GST for another 90 days, with three AI revisions and no personal reviews. A new challenge requires a new Sankalpa programme at ₹19,999 plus GST. These extensions are currently arranged with Customer Care.

Refund requests

A full change-of-mind refund may be requested within seven days of payment, before the first successfully generated AI plan or any personal review or consultation. After that use, no change-of-mind refund is available. Worksheet edits and failed AI generations do not affect eligibility. Service failures and duplicate charges are handled separately. Email BSI Customer Care at venkat@venkatmurthy.in with your payment reference. Approved refunds are processed within 7 working days. Your bank or payment provider may take additional time to credit the amount. Your rights under applicable consumer law remain unchanged.

Privacy

We store your account details, worksheets, saved plans, review requests, private programme messages, payment references and billing details to deliver the programme. Passwords are stored as salted hashes. Zoho Payments handles payment details; the app does not store card numbers. With your explicit consent, challenge and worksheet content is sent to OpenAI to generate plans. Email delivery is provided through Zoho. Hosting is on Render in Singapore. Encrypted database backups are stored privately in Cloudflare R2 for disaster recovery.

Programme ratings and written reviews are optional and visible privately to Venkat. We use your review and first name as a public testimonial only with your separate permission. You can edit your feedback or withdraw that permission in your account. We record permission choices and their dates.

We record when you accepted the refund terms and which version was shown. This helps us resolve questions about consent.

Download your work from your account. For access, correction, account deletion or privacy questions, email venkat@venkatmurthy.in. Account deletion is currently handled manually; records required for billing or legal obligations may need to be retained. Do not upload confidential information about other people without permission.

Website analytics

Website analytics is optional and separate from advertising. If you allow it, we record public page paths, estimated active and elapsed visit time, quiz starts and completions, programme clicks and joining steps. We never include quiz answers or scores, form text, private worksheets or billing values in these events. A random session cookie connects the website and Sankalpa for up to 30 minutes of inactivity, with a maximum session of six hours. Your analytics choice is stored for 90 days. No analytics session is created if you decline.

Consented account and checkout activity can be linked privately to verified live joining, so the founder report distinguishes account creation from payment. Test traffic and test payments are excluded. The private report contains aggregate counts and does not expose visitor or account identifiers. Raw analytics records are retained for 90 days on our existing hosting and private backup infrastructure. We do not store IP addresses, device fingerprints, full URLs or raw referrers in this analytics store. Website analytics does not load Google Analytics or send these events to advertising platforms. Change Website analytics preferences to stop future collection and joining attribution for the current session. Browser blocking and declined consent reduce coverage; last-page exits after 30 minutes of inactivity do not explain why someone left.

Advertising measurement

With your optional cookie permission, we use the LinkedIn Insight Tag and Meta Pixel on public sales pages, the readiness check and neutral confirmation pages to measure ad visits, account creation and verified purchase counts. LinkedIn and Meta may use cookies and browsing signals to match ad interactions. We do not send readiness answers, worksheet answers, names, email addresses, billing details or payment amounts to LinkedIn or Meta. You can decline or change Cookie preferences on the sales page. Campaign identifiers from ad links are saved privately to report visits, signups, checkout starts and verified sales in the founder dashboard. Declining ad measurement does not affect programme access.

AI assistance and personal guidance

The AI assistant drafts a plan from your worksheets and test evidence. AI suggestions can contain mistakes; check facts before acting. The programme helps you build, test and implement a strategy but does not guarantee a particular business or personal result.

Legal provider

BSI Sankalpa is provided by One in the universe, a partnership, GSTIN 36AAIFO3888J1ZM. Billing and invoices use the registered provider details.

Customer Care

WhatsApp 9059056118 · Email Customer Care

Message anytime; replies are during business hours. Customer Care is for account, payment and programme queries. Personal consultation is limited to your package.

Created by Venkat Murthy